It is important to be aware of the claims process if you are involved in a car accident to help in raising your awareness and understanding on car accident claims process, and hiring a personal injury lawyer can help you to know how exactly the process works. You are required to file a claim with your insurance company if you are involved in a car accident involving property damage or injury. Failure to report the incident to your insurance company within a reasonable amount of time, the insurance company may not honor your claim.
When filing an insurance claim, it is important to provide the detailed information of the car accident including the name insurance policy number, vehicle information (make, registration, model, and license plate number), and details of the accident (location, time, date, extent of injuries, the other driver’s name and license number, number of passengers involved, extent of vehicle damage, license plate numbers and identification numbers of other vehicles involved, as well as the description of the accident). A car accident attorney can help you in understanding the coverage of your insurance policy along with your insurance agent. A claim’s adjuster will contact you via telephone or meet with you once the claim has been reported, and you will be required to complete a claim or Proof of Loss form to support your claim. While the claim’s adjuster can assist you on the entire claims process and explain to your the coverage of your insurance policy, having a car accident lawyer by your side gives you an assurance that you receive the right compensation for your damages. Insurance companies tend to underestimate your damages, so better hire a car accident lawyer to best negotiate for a higher claim.
Whether it is partial or full, someone is always determined to be the one at fault on any car accident. To help your insurance company provide the right claim’s treatment and consistent injury treatment, your insurance company base it on the Fault Determination Rules. If you feel that the insurance company’s procedures are unfair and the settlement is not favorable to you, contacting a personal injury lawyer or car accident lawyer can help you out. Get an initial free legal consultation about your personal injury claim by visiting our website or homepage now. Allow an experienced and expert lawyer to help you in understanding your rights and to protect your interests.