If you are searching for an alternative retirement plan, consider investing in annuities, such as fixed deferred annuities. Learn why annuities are good investments, how the fees and disbursements work, who should invest in annuities and what you should consider before investing.

Why Invest     

Annuities provide guaranteed consistent income that is not affected by the market, so they have reduced risk. In addition, annuities are pretax investments, so the wealth is tax deferred. Some annuities offer lower costs and expanded fund options.

The wealth of those with annuities tends to last longer, and annuities offer legacy planning with reduced tax burdens on the heirs. For example, heirs may receive a lump sum or regular incomes without an additional tax burden.

Money

Annuities are tax-deferred initially, but during the payout period, investors pay income rather than capital gains tax rates. However, non-qualified or post-tax investments may result in a portion of …

The foreign exchange market, or forex, can be a great way to earn money. However, forex trading is risky. The majority of forex traders wind up losing money, and if you don’t want to be one of them, you shouldn’t enter into trading unprepared. Here are a few tips that will help you make smart decisions while trading.

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Fit your forex trading schedule to the currencies you are most interested in. Generally speaking, trading during business hours is much more volatile – and potentially profitable – than after-hours trading. Commit yourself to following the market during the hours that your …

The foreign exchange market is a great way for people to make money. The foreign exchange market, also called the forex market, is responsible for the trading of currency from many different nations worldwide. For those who have never traded on the forex market, they may see it as difficult, but that is not the case. The information in this article will help anyone get comfortable with the foreign exchange market.

One important tip to keep in mind with trading forex is that nothing is for certain. This is important to keep in mind so that you can prepare yourself for failure and possibly trade in a way that inflicts the least amount of damage on you financially. You need a clear plan on how much risk you can allow and still remain on top.

With so many people using Forex across the globe, the best brokers in the business …